Frequently Asked Questions

Becoming a CRS Introducer couldn’t be easier. Simply register to Become an Introducer on our website and start referring clients within hours. Alternatively, you can contact us and we can post you an Introducer Agreement to complete. Please be aware that you must have either registered online, or we must have received your signed Agreement before you can be paid for any completed cases.

Simply complete the Refer a Client form on our website, and we will contact your client to discuss their case in more detail. You can also contact us to request a referral form, which we can post out for you to complete. We will let you know if your client is eligible, and you will be able to track the progress of the case with our online Case Tracker. Please be aware that you must have either registered online, or we must have received your signed Introducer Agreement before you can be paid for any cases that complete.

Our Standard commission rate is 26% across all products, and is based on the combined client and procuration fee. Our Elite Partners rate is based on a commission scale, and can be anywhere from 27% to 50% of the entire fee released. Please visit our Commission page for more details.

Generally speaking, your client will qualify for Equity Release if they are over 55 years of age and own their property with a value of at least £50,000. For more details, please contact us

Any outstanding mortgage or secured loan must be repaid upon completion of the Equity Release plan. People often choose to take out Equity Release plans as a way to pay off their mortgage.

Yes, a number of Equity Release plans allow customers to release equity from their property over a period of time, including Drawdown Lifetime Mortgages and Partial Home Reversion plans. For more information about the particular Equity Release plans we advise on and their various features, please visit About Equity Release.

This can vary between the different Equity Release plans. For more information on the various features of the plans available, please call the team free on 0800 088 4006 to discuss your clients needs.

This is dependent on a variety of factors, including their age, the value of their property and the amount owed on any current mortgage or other secured debt. For an initial idea of the amount of equity your client may be able to release, you can try our Equity Release Calculator to the right of this page. For more detailed information about how Equity Release might work with your clients particular circumstances, please contact us to discuss in more detail.

Equity Release is generally designed for people who wish to stay in their home for life, however the opportunity to downsize to a property of lesser value is available through some of the Equity Release plans we advise on, depending on the provider’s terms and conditions.

Equity Release plans are designed to be repaid on death, or alternatively on transfer to long-term care. Some plans enable clients to pay the loan off before this time, however depending on the particular provider’s criteria, an early repayment charge may be incurred for doing so.

All of our Equity Release plans provide a guaranteed lifetime tenancy, meaning clients are able to stay in their home until the death or relocation to long-term care of the last surviving partner.

This can vary depending on the particular Equity Release plan, however it will usually take between 4-8 weeks from application to completion.

It is possible that Equity Release may cause your client’s estate to be reduced and their means tested benefits to be affected. To understand the full features and risks of Equity Release plans we offer, please contact the team.